Add your LISA, ISA, savings accounts, car value, or any other assets.
Liabilities
💳
No liabilities added
Add debts to get an accurate net worth.
🎯
No goals yet
Set a target to track your progress and see how long each will take.
Suggested goals
Emergency fund
£3,500 target
LISA home deposit
£20,000 target
Clear all debt
£1,000 target
S&S ISA first £10k
£10,000 target
Investment portfolio £50k
£50,000 target
New goal
Add asset
Add liability
Tap day circles to mark each habit done this week. Builds consistency.
This week
✅
No habits added
Add daily habits to build consistency.
Suggested habits
Check bank balance daily
No-spend day
Pack lunch from home
Log any purchase over £20
Review budget weekly
Monthly tracking leads to 20–30% higher savings. All data stays on your device.
Log this month
History
📅
No logs yet
Your monthly check-ins will appear here with charts showing your progress.
Portfolio growth
More
Your settings
NameUsed in greetings
AgeFor retirement calculations
Monthly take-home (£)After all deductions
Base salary (£/yr)Annual gross
Income target (£/yr)Your salary goal
Road to £100k — timeline
Now — Age 24 (April 2026)
Foundation: clear debts
Pay off Credit Spring, clear overdraft, build emergency fund. Open S&S ISA. Max LISA (£333/mo earns £1k/yr free). Cancel Village Gym + downgrade Monzo Max.
6–12 months — Age 25
Emergency fund complete
£5,000 in Marcus/Chase (4–5% AER). Investing surplus monthly into index funds. Document commission wins for salary review.
Year 1–2 — Age 25–26
Salary review + investing habit
Request review with revenue data after 12–18 months. Target £45–50k base + commission. Portfolio £12–20k. LISA building toward home deposit.
Year 2–3 — Age 26–27
Career acceleration
Move to higher-OTE role if no internal path. Target £55–70k OTE in SaaS/tech sales. Portfolio £25–45k. Think about first property.
Year 4–5 — Age 28–29
£70–90k, wealth compounding
Senior AE or team lead. Portfolio £55–80k. Net worth approaching £100k.
Year 6–7 — Age 30–31
£100k milestone 🎉
Head of Sales, enterprise AE, or Sales Manager. Portfolio £100–150k. Compound growth doing the heavy lifting.
Age 35+
Financial freedom foundation
Investing £900–1,200/mo from 24 = £250–450k+ by 35. At 7% that becomes £1M+ by retirement without adding another penny.
Data
Export check-ins as CSV
Export goals as CSV
Clear all data
All data stored locally on your device only. Nothing is sent anywhere.
About
Version
4.0
Add to Home Screen
Tap Share → Add to Home Screen
For guidance only — not financial advice. Consult a qualified adviser before making investment decisions.